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Ringkjøbing Landbobanks halvårsrapport for 1. halvår 2020

                                                                Nasdaq Copenhagen
London Stock Exchange
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5. august 2020Ringkjøbing Landbobanks halvårsrapport for 1. halvår 2020Halvårets regnskabsresultater er påvirket af Corona-krisen. I den forbindelse er det glædeligt, at bankens forretningsmodel er robust med en lav omkostningsprocent og en stærk kapitalbase.Basisresultat1. halvår 2020 i overskrifterVores hovedfokus under Corona-krisen har været på at hjælpe vores kunder og samarbejdspartnere
– og selvfølgelig på at sikre arbejdsforholdene for vores medarbejdere
Indtægterne stiger med 1%, og udgifterne falder med 4%, dermed falder bankens omkostningsprocent til 36,8Det ledelsesmæssige skøn på nedskrivninger forhøjes i 2. kvartal 2020 med 198 mio. kroner efter driftsmæssige nedskrivninger i kvartalet på 66 mio. kroner og store tilbageførsler specielt inden for landbrugssegmentet11% fald i basisresultatet til 530 mio. kronerFald på 22% i resultatet før skat til 481 mio. kronerFortsat stor kundetilgang og vækst i udlån på 2%Stærk kapitalposition med en egentlig kernekapitalprocent på 18,1% og en NEP-procent på 30,0%

Vedhæftet filHalvårsrapport 2020 – DK

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