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Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program

Written by Customer Service on . Posted in Public Companies.

Private label credit program will empower customers with flexible payment options and increased buying power for a seamless shopping experience

LIVERPOOL, N.Y. and COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) — Raymour & Flanigan, a leading furniture and mattress retailer, today announced a new long-term agreement with Bread Financial (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, to launch a private label credit program. Set to launch late this year, the program will provide qualified customers with more convenient, flexible ways to buy what they love at their convenience.

The program will offer seamless financing solutions that integrate directly into Raymour & Flanigan’s platforms, supporting the company’s long-standing commitment to exceptional customer service and continuous evolution, making home furnishings more accessible to a wider range of customers. Bread Financial will also collaborate with Raymour & Flanigan to leverage data-driven insights that continually enhance the customer experience across channels.

“Our customers are at the heart of everything we do, so finding a likeminded consumer financing provider that shares our deep commitment to enhancing our customers’ experiences before, during and after their purchase was essential,” said Guy Demascole, director of payment solutions at Raymour & Flanigan. “Bread Financial’s flexible payment options align with our vision to make it easier for customers to create homes they love, while strengthening our long-standing promise to deliver comfort, quality, and exceptional service.”

“We’re excited to work with Raymour & Flanigan to put their customers at the center of this new financing program,” said Val Greer, Executive Vice President and Chief Commercial Officer at Bread Financial. “It is designed to deliver immediate value and flexibility to shoppers, creating a more accessible and seamless experience. By pairing this program with Raymour & Flanigan’s unwavering commitment to customer satisfaction, the result is a powerful combination that truly provides differentiated value to its loyal customers.”

About Bread Financial® 
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.

About Raymour & Flanigan 
Raymour & Flanigan is the largest furniture and mattress retailer in the Northeast and seventh largest nationwide. The organization is committed to creating exceptional guest shopping experiences by leveraging their talented team of associates, advanced technology solutions, and quality products. Established in Syracuse, N.Y. in 1947, the retailer has 104 showrooms across the Northeast, 36 outlet stores, 5 clearance centers and a growing e-commerce business. Raymour & Flanigan is known for its modern, quality home furnishings and white-glove, in-house delivery offering. The company believes in supporting local communities through its many sustainability efforts, which include recycling over 99% of packaging materials, amounting to 20 million pounds of materials per year that avoids landfills. For more information, visit www.raymourflanigan.com.

Contacts
Brian Vereb — Investor Relations
Brian.Vereb@breadfinancial.com

Susan Haugen – Investor Relations
Susan.Haugen@breadfinancial.com

Rachel Stultz — Media
Rachel.Stultz@breadfinancial.com

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