Skip to main content

Investam-HK: Types of Investment Programs

Investments have a wide range of programs you may choose from. An investor may opt to choose depends on the risk level you can tolerate and understanding. There are investments type such as Exchange-Traded-Fund or ETF, Mutual Funds, Individual Stocks, Stock Market, Bonds, real states and many more.

Stocks
It is a type of investment that makes you a part owner of a certain company you invested with, which gives you the entitlement to a portion of that company’s value and income.

Though tagged as the most risky type of investment, putting your money on buying stock is still the most profitable. It is also the most advised investment program financial advisors give to their new client who are willing to put away their money in a certain period of time.

Bonds
If you are into volatility and scared to take too much risk, you may opt to invest in an investment like bonds.
Bonds is an investment scheme which is technically a debt obligations offered by companies and treasuries in trade for an interest plus the face amount of the actual fund loaned when it matures. What makes’ bonds better than any other investment program is that it pays investors a set amount over a period of time regardless, if the company gained or losses.

Since bonds are low risk investment, it is also one of the low profit gainer.

Mutual funds
This investment type came from pooled source of money from different investors which is managed by a broker or investment manager. Once the right amount capital is formed the investment manager then invest it stocks, bonds and another investment program.

Mutual fund however is only traded once in a day not like stock market and ETF (which we will discuss later) which is traded in the stock exchange the whole day. Buying and selling of shares in Mutual Funds can only be executed after the market close.

Mutual Fund is the usual choice of beginners because unlike in stock market that you yourself monitor, MF is handled by a professional fund manager who makes the necessary decisions for your investment.

ETFs
Exchange-traded-fund or ETF is like a mutual fund in ways because funds are diversified in many investment modules across the industry the only difference is… ETFs are traded on the stock exchange during the every trading day just like shares of stock, unlike mutual funds which are valued at the end of each trading day; ETFs are valued constantly while the markets are open.

Many ETFs track passive market indexes like the S&P 500, the Barclay’s Aggregate Bond Index, and the Russell 2000 index of small cap stocks and etc.

Alternative investments
Alternative Investments are not under conventional equity or cash class. Not like most traditional investment type, Alternative Investment is somewhat extensive and tends to have higher fees.

Private ventured business like real states, crowd funding, lending or hedge funds, online businesses and many more are most of the samples of alternative investments.

Alternative Investment is a bit broader than the traditional way of investing since its many classifications. We will discuss more about it in the coming days.

For now, browse and click more on Investam HK to know more about what we can offer for your financial needs
For more information, visit: https://investam-hk.com/

Disclaimer & Cookie Notice

Welcome to GOLDEA services for Professionals

Before you continue, please confirm the following:

Professional advisers only

I am a professional adviser and would like to visit the GOLDEA CAPITAL for Professionals website.

Important Notice for Investors:

The services and products offered by Goldalea Capital Ltd. are intended exclusively for professional market participants as defined by applicable laws and regulations. This typically includes institutional investors, qualified investors, and high-net-worth individuals who have sufficient knowledge, experience, resources, and independence to assess the risks of trading on their own.

No Investment Advice:

The information, analyses, and market data provided are for general information purposes only and do not constitute individual investment advice. They should not be construed as a basis for investment decisions and do not take into account the specific investment objectives, financial situation, or individual needs of any recipient.

High Risks:

Trading in financial instruments is associated with significant risks and may result in the complete loss of the invested capital. Goldalea Capital Ltd. accepts no liability for losses incurred as a result of the use of the information provided or the execution of transactions.

Sole Responsibility:

The decision to invest or not to invest is solely the responsibility of the investor. Investors should obtain comprehensive information about the risks involved before making any investment decision and, if necessary, seek independent advice.

No Guarantees:

Goldalea Capital Ltd. makes no warranties or representations as to the accuracy, completeness, or timeliness of the information provided. Markets are subject to constant change, and past performance is not a reliable indicator of future results.

Regional Restrictions:

The services offered by Goldalea Capital Ltd. may not be available to all persons or in all countries. It is the responsibility of the investor to ensure that they are authorized to use the services offered.

Please note: This disclaimer is for general information purposes only and does not replace individual legal or tax advice.