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Year: 2025

OSB GROUP PLC – Trading Update for the nine months to 30 September 2025

LEI: 213800ZBKL9BHSL2K459OSB GROUP PLCTrading update for the nine months to 30 September 2025 OSB GROUP PLC (the Group), the specialist lending and retail savings group, today issues its trading update for the period from 1 January to 30 September 2025. The Group’s performance in the nine months to 30 September was in line with expectations and on track to meet 2025 guidance. Performance for the nine months to 30 September 2025£m                               30-Sept-2025 31-Dec-2024 ChangeNet loan book 25,5871 25,126 1.8%Total assets 30,955 30,244 2.4%Retail deposits 25,259 23,820 6.0%       CET1 ratio %2 15.8 16.3 (50)bps3 months+ arrears % 1.7 1.7 – bps       1. Net loan book as at 30 September 2025 is after deduction of £130m of second charge loans which were sold in September 2025. Excluding the...

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8% organic sales growth after first nine months. Full-year organic sales growth narrowed upwards.

Ester Baiget, President & CEO: ”I am pleased with our performance in the first nine months, where we delivered 8% organic sales growth with solid profitability and cash flow. Our performance was strong across all sales areas and in Emerging and Developed Markets. We delivered 37.3% adjusted EBITDA margin, despite significant currency headwinds, demonstrating the strength and resilience of our business model. Following a robust nine-months performance including favorable timing in the third quarter, we indicate mid-single-digit organic sales growth for the fourth quarter and lift the bottom end of the range now expecting 7-8% for the full year. We continue to successfully execute on our strategic priorities, positioning us firmly to deliver on our 2030 targets.”Strong broad-based organic sales growth of 8% (Q3: 6%), including the...

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TomTom and GeoInt deepen partnership to drive innovation in African Telematics and Mobility

AMSTERDAM, Nov. 06, 2025 (GLOBE NEWSWIRE) — TomTom (TOM2), the location technology specialist, today announced a renewed partnership with GeoInt, Africa’s leading provider of location-based solutions for industries such as telematics, fleet and logistics, retail, finance, and insurance. This agreement enables GeoInt to leverage TomTom’s advanced APIs and map data to deliver resilient, scalable, and cost-effective geospatial solutions, cementing more than two decades of collaboration. Through this extended collaboration, GeoInt harnesses TomTom’s maps, traffic, and geocoding APIs to power real-time fleet tracking, route optimization, road risk and driver behavior scoring. These capabilities enable GeoInt to deliver localized accuracy, frequent map updates, and reliable global coverage — all essential for fleet operators who rely...

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Iveco Group 2025 Third Quarter Results

The following is an extract from the “Iveco Group 2025 Third Quarter Results” press release(*). The complete press release can be accessed by visiting the media section of the Iveco Group corporate website: https://www.ivecogroup.com/media/corporate_press_releases or consulting the accompanying PDF: A quarter marked by staying the course and concentrating efforts. Full Year guidance 2025 revised. Sale of Defence and Tata Motors Tender Offer progressing according to plan. Consolidated revenues amounted to €3,115 million compared to €3,230 million in Q3 2024. Net revenues of Industrial Activities were €3,044 million compared to €3,137 million in Q3 2024, with higher volumes and better mix in Bus partially offsetting lower volumes in Truck and an adverse foreign exchange rate impact. Adjusted EBIT was €111 million compared to €183 million...

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CLIQ Announces Third Quarter 2025 Results

Severe market conditions impact sales (down 55% q/q to €22m) EBITDA down €12m q/q to -€9m -€1.45 EPS resulting from €9m loss in the third quarterDÜSSELDORF, 6 November 2025 – The CLIQ Group publishes today its unaudited nine-months 2025 financials below. As previously announced, CLIQ has now optimised its financial reporting by focusing on the mandatory annual as well as half-year financial statements and publications instead of quarterly financial reports and earnings calls; CLIQ is thereby fully adhering to the financial reporting obligations for Scale-listed issuers. CLIQ voluntarily publishes an unaudited nine-months update containing a summarised income statement, balance sheet and cash flow overview shown here: Income Statement (UNAUDITED)in millions of € 3Q 2025 2Q 2025 Δ   9M 2025 9M 2024 ΔSales 21.5 48.1 -26.6   119.6 195.1 -75.6CAC...

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Q1-Q3 Interim Report 2025 – Nykredit Realkredit Group

 To         Nasdaq Copenhagen A/Sand the press6 November 2025Nykredit today announces Q1-Q3 Interim Reports 2025 of: Nykredit A/S, CVR no 12 71 92 48Nykredit Realkredit A/S, CVR no 12 71 92 80Nykredit Bank A/S, CVR no 10 51 96 08Totalkredit A/S, CVR no 21 83 22 78Spar Nord Bank A/S, CVR no 13 73 75 84                 Michael Rasmussen, Group Chief Executive, comments on the Nykredit Group’s Q1-Q3 Interim Financial Statements and guidance upgrade:Today, we’re presenting the Nykredit Group’s strongest financial results ever recorded for the first nine months of the year with profit after tax of DKK 9,393 million. At the same time, we’ve raised our full-year guidance to a profit after tax of DKK 11.75-12.25 billion from previously DKK 11.00-12.00 billion. This means that we expect profit for 2025 to exceed...

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Q3 2025 INTERIM REPORT – STAYING THE TRANSITION COURSE

  ANNOUNCEMENT NO. 33/2025   Q3 2025Revenue up 4% to DKK 8.3bn. Organic growth was -2% EBIT reduced 32% to DKK 536m CO2 ferry emission intensity from own fleet lowered 2.7%Outlook 2025EBIT lowered to DKK 0.6-0.75bn from DKK 0.8-1.0bn excluding one-off programme cost Cost Reduction Programme one-off cost of around DKK 100m in Q4 2025 Adjusted free cash flow of around DKK 0.9bn down from DKK 1.0bn  “We are launching a Cost Reduction Programme to accelerate our transition to a higher level of financial performance,” says Torben Carlsen, CEO.    Q3 Q3 Change, LTM LTM Change, Full-yearDKK m 2025 2024 % 2024-25 2023-24 % 2024               Revenue 8,296 7,965 4 30,841 29,389 5 29,753EBITDA 1,397 1,508 – 7 3,780 4,690 -19 4,440EBIT 536 785 – 32 584 1,862 -69 1,506Adjusted free cash flow – 40 396 –...

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DFDS INITIATES CEO SUCCESSION PROCESS

COMPANY ANNOUNCEMENT no. 34 – 6 November 2025 The Board of Directors has initiated a search for a successor to Torben Carlsen, CEO Torben Carlsen, CEO to remain in his position until successor is in placeDFDS’ Board of Directors has initiated the search for a successor to Chief Executive Officer Torben Carlsen to lead DFDS in the next phase of the strategy execution towards long-term value creation. Torben Carlsen will remain in his position until a successor is in place to ensure continuity while maintaining momentum in the current transition focus and executing the announced cost reduction programme. Throughout 2025 DFDS has focused on strengthening the foundation for long-term performance while maintaining the strategic direction as set out in the Moving Together Towards 2030 strategy. The CEO succession supports this...

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DFDS INITIATES COST REDUCTION PROGRAMME & LOWERS 2025 OUTLOOK

COMPANY ANNOUNCEMENT no. 32 – 6 November 2025 Cost Reduction Programme initiated targeting DKK 300m impact in 2026 One-off programme cost of around DKK 100m expected in 2025 2025 EBIT outlook lowered to DKK 600-750m from previously DKK 800-1,000m excluding the one-off programme cost 2025 Adjusted free cash flow outlook reduced to around DKK 0.9bnAs outlined earlier this year, 2025 is a transitional year for DFDS where we focus on laying the foundation for improving financial performance following the events of 2024. To accelerate the transition to a higher level of financial performance, a Cost Reduction Programme targeting DKK 300m of cost reductions is initiated today. “We are initiating a cost reduction programme to accelerate our transition to a higher level of financial performance and to stay competitive in a changing...

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